Free Finance & Planning tool

Cash Flow Forecast Calculator

Enter your opening cash and expected money in and out for each month to spot a possible shortfall before it arrives.

Your result

Use the example or enter your figures, then calculate.

This is a simple cash forecast, not an accounting statement. Include tax, debt and seasonal payments in the month they will occur.

Closing cash = opening cash + receipts − payments. Each month starts with the previous month’s closing cash.

No. Cash flow reflects when money is actually received or paid. Profit follows accounting rules and can differ.

Enter cash you expect to receive in that month, including likely payment delays.

Estimate how many months your cash lasts using monthly revenue, costs and one-off spending.

Find how many sales are needed to cover fixed and per-unit costs.

Compare markup and gross margin, then work backwards from a target margin.

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